Chequing Packages
Chequing Accounts
We have created new service charge packages that are designed to suit your everyday banking needs. Our personal chequing accounts have all the options you need to effectively manage your finances.Our chequing account provides access to:
- MasterCard® Credit Card services
- MEMBERCARD® debit card (Interac Direct Payment)
- All Credit Union ATM access. As well as Manulife, HSBC, and National Bank ATM. Click here to learn more about our exchange network partnership.
- MemberDirect® Internet Banking
- Mobile Banking (Apple, Android, and Text options)
- Deposit Anywhere
- TeleService/TelPay
- Line of Credit/Overdraft Protection
- Interac Flash
- Mobile Pay (all devices)
- Interac e-Transfer (sent and request)
- Bill Payment (Telpay, in-branch, ATM)
- Interac direct payment (debit, tap, and online)
- Direct Deposit and Pre-authorized debits
- Inter-Credit Union withdrawl (within Atlantic Canada)
- Unlimited in-branch cashwithdrawls
View our Chequing Account Packages PDF brochure, see here.
Unsure which package is right for you?
No problem! Give us a call and we can set you up in the right package for your needs.
Like our Savings Account, deposits in your chequing account are insured by the Credit Union Deposit Insurance Corporation to a maximum of $250,000 per member.
®MemberDirect is a registered trademark owned by Canadian Credit Union Association, used under license.
®MEMBER CARD is a registered trademark owned by Canadian Credit Union Association, used under license.
Effective July 1, 2021 all chequing accounts will be changed to the new packages that best suit you. If you are interested in changing your package before July 1, please contact the branch.
Core package: A low fee account package that includes everyday banking transactions.
Flex package: A standard package that covers everyday banking needs at an affordable fee.
Ultra package: Full service package with additional perks for everyday use at a competitive fee.
| CORE | FLEX | ULTRA | |
| TRANSACTIONS | |||
| Standard Transactions Included | * 15 | * 30 | Unlimited |
| Member Direct Transactions | Unlimited | Unlimited | Unlimited |
| Member Direct Bill Payments * Included in monthly standard transactions |
15 | 30 | Unlimited |
| ATM Transfers | Unlimited | Unlimited | Unlimited |
| Interac ATM Withdrawls | $1.50 | $1.50 | 5 free $1.50 for additional |
| Plus (International) ATM Withdrawls | $4.00 | $4.00 | 2 free $4.00 for additional |
| Official Cheques (Bank Draft) | $8.00 | $8.00 | $8.00 |
| Canadian Money Orders | $8.00 | $8.00 | $8.00 |
| Interac e-Transfers (Regular and Senior) * Included in monthly standard transactions |
15 | 30 | 50 |
| Interac e-Transfers (Youth) * Included in monthly standard transactions |
10 | 20 | 30 |
| STATEMENTS | |||
| Online and in branch statements with Cheque Images | Free | Free | Free |
| Mailed Statements | $2.00 | $2.00 | $2.00 |
| Monthly Package Pricing | |||
| Regular (Age 25 - 58) | $4.00 | $12.00 | $25.00 |
| Seniors (Age 59+) | $2.00 | $9.00 | $18.00 |
| Youth (Under 25) | Free | $2.00 | $5.00 |
* Per item pricing applies beyond included package transactions. See branch for more details.
