Home Equity Line of Credit

Use the equity in your home to give you the financial freedom you require to make those necessary home renovations, do some well-deserved travelling, pay off high-interest debts, or for whatever lifestyle goals you may have in mind.


  • Saves money - lower interest rate due to security.
  • Peace of mind with life, disability and job loss insurance available.


  • Security will normally be member's principal residence.
  • Value of loan up to 80% of property’s value.
  • Variable rate
  • All relative costs, i.e. legal, appraisal, etc. can be added to loan amount.
  • Flexible weekly, biweekly, or monthly repayment schedules
  • Easy access to available credit.
  • Often lower interst rates than other types of credit (especially unsecured loans and credit cards)
  • You only pay interest on the amount you borrow
  • You can pay back the money you borrow at any time without a prepayment penalty
  • You can borrow as much as you want up to your available credit limity. 
  • It's flexible and can be set up to fit your borrowing needs. 
  • You can consolidate your debts, often at a lower interest rate. 

Contact us today to see if a Home Equity Line of Credit is for you!