Term Deposits

With your initial investment 100% guaranteed, lock in your savings and watch them grow – worry free

Why invest in a term deposit?

Worry-free investment

Earn guaranteed interest on your investment without any risk of losing your principal.

Flexible options

Choose from a variety of investment terms and interest rates to suit your specific needs.

Fully insured

Feel secure in your investment with insurance provided by the Credit Union Deposit Guarantee Corporation.

Access the funds you need whenever you need them

Term Deposit (GIC)

Perfect for you if…

You are looking for a secure, worry-free investment from anywhere between 30 days and 5 years.

These investment products provide a great way to save and ear money with a guarantee of principal and interest

Key features

Flexible interest rates
Investment terms and automatic renewal options
Interest can be paid monthly
Insured under the terms of the Cape Breton Credit Union Deposit Insurance Corporation
Minimum GIC investment: $500

Apply in-branch Book a chat

Index Linked Term Deposit

Perfect for you if…

You are looking for a higher possible interest rate with your principle investment guaranteed secure.

This product allows you to invest in stock markets without any risk to your principal (offered only for a limited time each year).

Key features

No fees or commissions
Fixed term of 3 or 5 years
Rate of return calculated on the performance of the TSE or G7 countries

Apply in-branch Book a chat

Guranteed Gains

Perfect for you if…

You are looking for an investment product you can partially or completely cash in before term (offered only for a limited time each year).

Key features

Redeemable at any time without penalty
One partial withdrawal allowed during the term
Minimum investment: $500

Apply in-branch Book a chat

Get your term deposit more ways

340 Prince St: 1-902-562-5559 135 Reserve St: 1-902-849-7610

Come in-branch

Not sure which term deposit is right for you?

We’ll be happy to help you pinpoint the option that best suits your goals.

Get in touch

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Investing rates

Take a look at the latest, competitive rates on offer for our term deposits.

Explore rates

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Level up your financial know-how

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Terms & Conditions

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