Registered Education Savings Plan (RESP)

Saving up for post-secondary education can start as early as ABC

Why invest in an RESP?

Shelter investment growth

Your child won’t pay tax on investment income until they withdraw it for school, ensuring their savings grow faster.

Take advantage of government grants

The government wants to support your child’s future, offering grants and bonds to boost the savings you set aside.

Save with help from anyone

Grandparents, aunts, uncles and even friends can open an RESP to help save for your child's education

Invest your way

Your RESP can hold a variety of investments, including mutual funds, term deposits and even savings accounts.

Set up your RESP your way

Not sure if an RESP is what you need?

We’ll be happy to help review your goals and see if an RESP is the right solution to reach them.

Get in touch

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Investing rates

Take a look at the latest, competitive rates on offer for our investing solutions.

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RESP calculator

See how RESP contributions, combined with government grants, will help your child’s savings grow.

Use calculators

Level up your financial know-how

Why the RESP deadline matters, opens in a new tab

The annual RESP deadline is December 31 – and, if you have kids, there are a few very good reasons to contribute.

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Guide to saving & investing, opens in a new tab

Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.

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Get more genuine tips, tricks, and helpful resources on our Honest Money blog., opens in a new tab

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